Are you credit challenged? Don't worry! Our finance professionals at Winner Subaru are here to help get you behind the wheel of a new or pre-owned vehicle. We know how to secure car loans and Subaru lease at our finance center in Dover DE, and are ready to help you!

We work with a number of financial institutions including Subaru Motors Finance plus local area banks and credit unions. Our relationships with these lenders gives us the opportunity to offer you a variety of financing options to fit your needs and budget.
Frequently Asked Questions About Financing a Car

Do I need a down payment?
It all depends upon your credit worthiness. Many of our lenders have $0 Down Payment programs available. Please contact us for additional information.

What if my credit is not good enough to get approved?
Here at Winner Subaru, we have over 20 different lenders available to accommodate a number of possible credit situations.

What if I don't work?
You don't have to have a job to get a car loan. All you need is some sort of provable income. This could be anything from permanent disability to child support, Social Security, owning your own business, or even unemployment in some cases.

What if I've never financed a car before?
No need to worry. We have several different first-time buyer programs available to get your credit started.

How much can I get approved for?
The amount you can get approved for varies for most people. Most banks will approve you for an amount based on your income. The more you make, the more you can get approved for.

What type of car loan can I get?
You will have access to the entire new and used inventory at Winner Subaru. That's a choice of a new Subaru or one of our huge variety of pre-owned cars, including a wide range of makes, models and years.

Is it possible to have a low monthly payment even though I'm credit challenged?
Yes you can. We have so many cars available in our inventory here at Winner Subaru that we should be able to find a car to accommodate anyone's budget.